Benefits

GMAC's Total Rewards Program is designed to meet your needs, both professionally and personally. We believe in pay for performance and in offering a market-competitive choice of benefits and services. We also offer you the ability to grow your career at GMAC both with enhanced learning opportunities and with tools to manage your performance. Our success depends on attracting and retaining talented individuals, and we are committed to rewarding our employees when we succeed as a company.

The GMAC Total Rewards Program encompasses four key areas: Compensation, Health and Insurance Benefits, Savings for Retirement, and Career and HR Services. Each of these areas includes a variety of employee plans and programs specifically designed to enrich your work/life experience at GMAC.

Please note that the Total Rewards programs vary by country.

GMAC's competitive compensation program provides for both market competitive base pay and above-market bonus pay potential based on achieving personal and company goals. Plus, our flexible paid time off program is among the best in the financial services industry. GMAC Financial Services offers:

• Variable pay (bonuses)
• Paid time off (20 days, with rollover up to 50%)
• Rewards and recognition program

GMAC is committed to improving the overall health and wellbeing of its workforce through various wellness initiatives and support programs, including:

• Traditional PPO plans
• Two consumer plans with a health savings account
• Dental, vision, life and disability insurance
• Non-smokers discount and smoking cessation programs
• Other work/life benefits including tuition reimbursement up to $6400/yr and adoption assistance.

GMAC's Total Rewards Program offers a world-class 401(k) retirement savings plan. Build a stable financial future with our 100% employer match up to 6% and additional contributions based on GMAC performance.

GMAC Career and HR Services are provided to help you with your work/life needs. It's important to GMAC that you grow personally and professionally and have a positive work experience. Having satisfied and motivated employees is a key to our success as a company. Our Career and HR Services allow you to access:

• Enterprise-wide course catalog for learning and development
• Easy-to-use employee self-service tools to manage your career