Commercial Lines of Credit

GMAC's Commercial Line of Credit, including Vehicle Financing Pre-Approval, is a convenient way for qualified companies to build their commercial fleets. Flexible enough to meet individual needs of almost any business, our commercial credit lines deliver quick, easy and flexible service.

Eligible Vehicles

Passenger cars, light and medium-duty commercial vehicles of any make or model.² Vehicle conversions by any approved vehicle upfitter.

Benefits

A GMAC Commercial Line of Credit can:

• Provide qualified business customers with an additional source of capital specifically for use in the purchase or lease of commercial vehicles.
• Preserve your bank credit lines for other business needs.
• Provide you with easy and flexible service.

Easy- Your commercial credit line remains in effect for a full year, so there's no need to reapply every time you need another commercial vehicle so long as you do not default and maintain your eligibility¹. Usually, all your company needs to do is "sign and drive."

Flexible- Use your GMAC Commercial Line of Credit for both financing and leasing- or a combination of the two. In fact, it's flexible enough to meet the needs of almost any business.

Contact a dealer about available financing terms available for our commercial credit lines.

Please click here for the Commercial Lines of Credit FAQs

¹ GMAC may perform periodic reviews to determine continued eligibility.
² GMAC reserves the right to review each purchase and make each decision to finance an individual vehicle.